Lokpay
Seamless Payments. Stronger Cash Flow.
Lokpay is a next-generation virtual payment platform built to simplify and secure business transactions. With instant digital payments, robust fraud protection, and seamless integration, Lokpay empowers businesses of all sizes to grow in the digital economy.
Growth Tools That Drive Revenue
Put your collections and expansion on autopilot with flexible billing and revenue tools.
Why Lokpay?
Lokpay makes getting paid simple, secure, and stress-free.
Fast setup
Start collecting payments in minutes
Transparent pricing
No setup fees, no minimums, no monthly costs
Local support
Real help from our Aussie team
Automated reconciliation
Keep your books accurate without extra effort
Smart recovery
Failed payments are automatically retried
Safe & secure
PCI compliant with bank-level protection
Trusted by businesses across Australia to simplify payments and improve cash flow.
Works with the tools you already use
Lokpay integrates seamlessly with:
Smart Features That Drive Growth
Automatic reconciliation
Every payment is matched to your bank feed
Flexible payment options
One-off, recurring, plans, or subscriptions
Pre-approvals made simple
Invoices are auto-paid on the due date
Batch payments
Customers can pay all their outstanding invoices in one go
Flexible billing models
Recurring, variable, or subscription billing
Who we are
Trusted by forward-thinking businesses.
At Lokpay, we help businesses move money smarter. Our platform is designed to steamline payments, reduce complexity and give organisations the confidence to operate in a faast-changing ditial economy.
We combine secure infastructure, compliance-ready processes and seamless integrations so businesses can focus on growth - not payment headaches. Whether it's managing supplier transactions, verifying identities or simplifying cross-border operations, Lokpay provides tools that scale with your business.
Our commitment is simple
Late Payments Are Holding Businesses Back
More than half of small business invoices in Australia are paid late. That means tighter cash flow, missed opportunities, and extra stress.
Get paid on time, every time
Automate invoice collections
Free up cash flow so you can focus on growth
Subscriptions & Upsells Made Simple
Everything online businesses need to launch, manage, and grow subscription revenue—without custom engineering.
Flexible plans & cycles
Monthly/annual terms, billing anchors, per-seat, tiered, or usage-based pricing.
Proration & mid-cycle changes
Accurate charges when customers upgrade, downgrade, pause, or resume.
Trials, coupons & promos
Free trials, intro pricing, promo codes, and one-time or recurring discounts.
Taxes & compliance
GST inclusive or exclusive pricing, compliant tax invoices, and location-aware tax handling.
Add-ons & bundles
Package features, sell upgrades, and attach one-time fees alongside recurring plans.
Transparent Pricing
Pay-as-you-go with no setup fees and no monthly costs. Rates starting from 1.2% per transaction.
Standard
Simple, pay-as-you-go
- No setup fees
- No monthly fees
- No hidden costs
- Starting from 1.2% per transaction
Lokpay Elite
Turn transactions into revenue
Designed for high-volume or unique business models
- Custom-tailored pricing
- Smart pricing models
- Flexible billing options
- Revenue-sharing opportunities
Why Lokpay Elite
Lokpay Elite is built for high-revenue businesses that want more than just payment processing. It transforms payments from a cost of doing business into a new source of profit—so every transaction strengthens your bottom line.
What You Get:
- Custom-tailored pricing
- Volume-based and multi-product discounts
- Revenue-sharing opportunities
- Flexible billing options built around your model
- Enterprise-grade features and support
Best for:
- Multi-site or multi-brand enterprises
- Platforms, marketplaces, and B2B billers
- SaaS with subscription or usage-based billing
- High-volume professional services and utilities
Safe. Secure. Reliable.
Lokpay is fully PCI compliant, protecting every customer's sensitive data. We handle all security and regulatory requirements so you and your clients can have peace of mind.
PCI DSS Compliance
Encryption
In transit & at rest
Reliable
Who we are
Trusted by forward-thinking businesses.
At Lokpay, we help businesses move money smarter. Our platform is designed to steamline payments, reduce complexity and give organisations the confidence to operate in a faast-changing ditial economy.
We combine secure infastructure, compliance-ready processes and seamless integrations so businesses can focus on growth - not payment headaches. Whether it's managing supplier transactions, verifying identities or simplifying cross-border operations, Lokpay provides tools that scale with your business.
Our commitment is simple
Who we support
Built for your world.
Hospitality
Online ordering & delivery integrations
Table management, menu & modifiers
Kiosks & kitchen displays
Reservations, events & catering
Retail
Unified catalog & inventory syncing
Shipping, returns & logistics
Omni channel promos & BNPL
Ecommerce platform integrations
Services
Appointments & reminders
Memberships & subscriptions
Invoicing & reoccurring payments
Contracts & e-signing
How we support
Simple payments. Better service.
Grow with insights
In-store, online and mobile - fast, secure & reliable.
Accept payments anywhere
Real-time analytics & customer tools that drive revenue
Payments & Security
Tap, chip, wallets & hosted checkout, fraud tools & tokenisation, PCI-minded flows
Steamline operations
Orders, inventory, staff & reporting in one place
Unity in-store & online
Connect your POS, website & back office on every sale, customer, and product stays in sync—automatically.
Team Management
Scheduling & time tracking; payroll & tip management
Our Products
Core tools that scale.
POS Systems
E-Commerce
Lokpay Elite
POS Systems
Win the day with
a smarter POS
From cafes to retail floors to service desks, Lokpay helps you accept payments, manage orders and inventory and see performance in real time- anywhere
